By
malware, or malicious software, we mean a type of computer program designed to
infect a legitimate user's computer and damage it in various ways. Malware
can infect computers and devices in a number of ways and comes in a variety of
forms, some of which include viruses, worms, Trojans, spyware, and
more. It is essential that all users know how to recognize and protect
themselves from malware in all its forms.
So
what is malware? Malware comes in a myriad of forms. Computer viruses
are probably the most popular types of malware. They are so named because
they can spread by creating copies of themselves. Worms have similar
properties. Other types of malware, such as spyware, are named after the
way they act: in the case of spyware, it transmits personal information, such
as credit card numbers.
A criminal enterprise
So
after asking ourselves "What is malware?" , the next
logical questions are: "Who creates it and why?" . Gone
are the days when most malware was created by teenage pranksters. Today,
malware is largely designed by and for professional criminals.
These
criminals use diverse and sophisticated tactics. In some cases, as the
technology site Public CIO notes points out , cybercriminals even
"lock" computer data (to prevent access to the information) and
demand a ransom from users to return it.
However,
the biggest risk that cybercriminals pose to frequent computer users is
the theft of online banking information , such as bank accounts,
credit card numbers, and passwords. Cybercriminals who steal this
information can use it to empty your account or process fraudulent credit card
bills on your behalf. They can also sell your account information on the
black market, where this sensitive information is highly valued.
Protection against malware
So
let's ask ourselves the most important question of all: "How can I make
sure my computer or network is free of malware?"
The
answer is divided into two parts: stay alert and use protection tools. One
of the most popular means of spreading malware is email, in which the malware
can be disguised as a message from a well-known company, such as a bank, or a
personal message from a friend.
Be
careful with emails that ask for passwords, as well as emails that appear to be
from friends, but contain messages such as "Visit this interesting
website!" followed by a link.
Staying vigilant is the first layer of protection against malware, but being
careful is not enough. Since business security is not perfect, even
downloads from legitimate sites can contain malware. Consequently, even
the most prudent user is at risk, unless additional measures are taken.
What is malware protection?
Security protection against
malware is the second fundamental layer of protection for your computer or
network. An effective antivirus
software package is the main component of the technological defenses that
every personal and business computer system must have.
Well-designed
virus protection has several characteristics. Scans any new downloaded
software to ensure that it is free of malware . Scans your
computer periodically to detect and remove any malware that has leaked. It
is updated regularly to recognize the latest threats.
Effective
antivirus protection
is even capable of recognizing (and warning of) previously unknown malware
threats based on technical characteristics (such as attempting to
"hide" on a computer) that are typical of malware. Additionally,
effective antivirus software products detect and warn of suspicious websites,
especially those that may have been designed for "phishing" attacks
(a technique that tricks users into entering passwords or account numbers).
Finally,
the protection against malware should be usable. An effective antivirus
software product should be easy to download and install, so you don't need to
have a Ph.D. in computer science to use it. Look for antivirus software
solutions that have the aforementioned features and proceed to install them.
A
safe solution against malware will specifically protect your finances . These
tools protect your account information and provide password management tools,
so the frustration associated with forgetting passwords does not lead you to
bypass this essential component of protection.
No
protection is absolute. But a combination of personal attention and
well-designed protection tools will ensure that your computer is as secure as
possible.
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