With
the increase in electronic commerce, added to the wide range of products found
online, it is important to distinguish the threats that digital sales may
eventually hide.
To
begin with, it is necessary to clarify that buying online is not synonymous
with scam, theft, fraud or loss of data; On the contrary, it is a business that
has many benefits but that, like physical sales, can also present potential
threats.
It
is not so difficult to understand this sustained growth, because instead of
walking to a bank and queuing to pay a bill, many are preferring to do the same
in a matter of seconds from their cell phone or computers. The above is just
one example of how the benefits of electronic commerce translate into savings
in time, money and physical effort; There are even payment methods that, with
prior authorization from the user, are capable of automatically discounting the
amount to be paid by the person, making forgetting to cancel an invoice a thing
of the past.
If
this scenario is transferred to buying items online, the fact of not leaving
the house and receiving the products at home is another component that attracts
many to resort to this type of purchase.
However,
just as in physical commerce, one must be aware of not receiving a false bill,
a poor quality product or being scammed, in the virtual plane, a series of
recommendations must also be addressed to avoid being victims of criminals who
they operate under various modalities associated with the Internet.
For
this manager it is essential to validate elements such as the reliability of
the web page in which the purchase is being sought. The above can be achieved
by verifying the terms and conditions that it has, which explains, for example,
what happens if the purchased product does not meet the customer's expectations
or something contrary to what was ordered simply arrives; that the platform
shows an investment by the developers in such a way that it is easy to
navigate, that it does not have spelling errors and that the prices shown by
the products are not incredibly low; All these factors are indicators that a
page may be a hook to scam potential buyers.
Bernal
also assures that the type of threat most present in Colombia is ' phishing ',
a form in which, for example, a criminal can pose as a purchasing agent for a
company and request sensitive information from the victim such as the number of
your credit card, the expiration date and the security code, data with which
you can make purchases in a non-present way.
The
problem with this is that some regulations allow companies such as travel
agencies to request this type of information by phone, then the question that
remains for the buyer is how to know that the person who is calling me is
really an agent of purchases? Needless to say, the main recommendation is to
distrust at all times and not deliver, under any reason, that information by
phone, mail or chat
With
the intention of providing security in purchases that involve payments by
credit or debit card, there are platforms such as Mercado Pago and PayU, among
others, whose mission is to guarantee a correct transaction; Having said the
above, it is prudent to verify that the purchasing portals have one of these
companies that, preferably, comply with international standards in this matter.
You
should be sure about the mail and transaction you’re doing is safe and for that
you need total
security while doing online transaction or Internet banking. Total
security will help you from being trapped and be safe from scams.
An
additional tip is, whenever possible, always make transactions on trusted
computers that are connected to secure internet networks, since cybercriminals
can install ' malware ' on computers to spy on people's information and steal
sensitive data. In the same way, it is recommended to handle secure passwords,
which are not the same to access other portals such as social networks or
emails and have a software that give you total
security on your activities done online.
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